SMS should no longer be the key to your digital identity

My argument is this: the real change ahead will not be a battle for better SIM locks, but a gradual retreat from SMS as proof of identity for the most sensitive actions. That will not happen overnight. SMS is still universal, works on basic phones and is much simpler than explaining to millions of people how to use an authenticator app, a physical security key or a passkey. Banks, public authorities and large-scale platforms cannot ignore that reality. Digital inclusion matters too. But the direction is fairly clear. A mobile number can confirm temporary possession of a phone line; it should not be enough to prove identity for a high-risk transaction. Recovering a primary email account, changing a banking password, moving money or modifying recovery details calls for something more resilient than a six-digit code sent over the mobile network.

Full episode: https://youtu.be/baIvTP1E6HU

🤖 AI-generated content: the script, voices and images for this episode were produced using artificial intelligence tools.

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